Our Services > Family, Home & Personal Law >
Residential Property
Conveyancing
Whether you are buying your first home, moving property or purchasing a holiday home the excitement has to be balanced with the need to ensure the legal requirements and processes are dealt with correctly and thoroughly.
Our specialist team are qualified in all aspects of property law and are there to help your transaction goes as smoothly as possible and just as importantly, to make sure you avoid any pitfalls; protecting your interests at every stage from making an offer to receiving the keys. They can also produce your Homebuyer's Information Pack at a very competitive price.
Your dedicated adviser will explain everything you need to consider and collect all the information and documentation needed to set the process in motion. They will explain all the costs and expenses involved, such as Stamp Duty Land Tax, VAT, Land Registry fees and Search fees.
We understand the stress that can be part and parcel of buying or selling a property. Our specialists will make sure you receive information and updates when you need them; keep you in touch with progress and explain what is happening at each stage.
Although we try to use plain English, to help you we have put together a handy guide to the jargon and legalise you may come across. To view the jargonbuster click here.
We offer a fixed fee based on the price of your house, whether you will be taking a mortgage or not, and other variables. Please ring 512123 and ask for a no-obligation quote as soon as you decide to move home. There is no need to wait until an offer has been accepted.
Remortgaging
There are a variety of reasons for remortgaging: switching to obtain a better deal or to increase an existing mortgage to release funds to pay for home improvements, or other purposes. Whatever the reason , many of the same legal processes required to secure your original mortgage will apply when you remortgage.
Often a remortgage needs to be completed quickly, especially if funds are required for a specific project. Our specialists will deal with the legal requirements as quickly as possible, whilst ensuring t your legal position is always protected.
Forces Personnel - Long Service Advance of Pay
Although it is not widely publicised, the LSAP is a scheme which could be very advantageous to service personnel keen to get on the property ladder.
Under the scheme, offered nationally by the Ministry of Defence, eligible service personnel can obtain an interest free loan of up to £8,500, which can be used as security when buying a house or provide that all-important deposit ..
We do not charge any additional fee for dealing with the LSAP paperwork.
Buy-to-Let
If you are considering buying a property with a view to letting it out, it is vital that you take expert legal advice. You are effectively starting a small business by becoming a landlord. As a result you will need to find tenants, check their references, collect rent and deal with any tenant disputes.
Our specialist practitioners can guide you through your legal responsibilities, such as carrying out repairs, maintaining the safe supply of gas and electricity and ensuring fire safety regulations for premises and furnishings are met. We can also draw up tenancy agreements, deal with tenant disputes, termination of leases (including “Notices to quit”) and if required, instigate eviction procedures.
Many landlords of Houses in Multiple Occupancy are unaware that since 6 April 2009 they may require a licence for their properties. It is the landlord’s responsibility to ascertain whether his property is subject to the requirement for a licence. Our specialists can advise on the need for a licence, assist with the application and advise on any conditions imposed if and when the licence is granted.
Equity release
If you are considering releasing some of the equity in your home our team of experts can guide you through the various issues surrounding equity release schemes,
It is crucial to ensure the rights to your property are not compromised by the scheme you are considering and that the scheme is appropriate to your circumstances. Ideally you should also check that the scheme belongs to the Safe Home Income Plans (SHIP) Code of Practice.
You may also need to consider the impact on arrangements made in your Will and how the plan affects your inheritance tax situation. We can explain the benefits and potential problems of these arrangements and how they affect your estate.
Tenancy and lease arrangements
We provide help and advice on all aspects of Landlord and Tenancy law, including preparation of tenancy agreements and arrangements to terminate leases. We also advise landlords on how to deal with difficult tenants and provide assistance for tenants whose landlords are acting outside the law, or ignoring their responsibilities to tenants. We can also provide assistance in resolving disputes for either party.
